Q&A: What is the best health insurance and life insurance policies to go with?
Wednesday, August 17th, 2011Question by toogood2u03: What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?
Best answer:
Answer by Zarnev
You will not get a good answer concerning the health insurance here because companies and the plans within the companies vary by state. You’ll want to visit a local independent agent who knows the market in your area and can find the best plan for your situation. Do not try to do this on the internet unless you have the time it will take to compare nearly 1000 plans. The agent can figure the best plan in an hour or two and they don’t charge anything for the service.
The independent agent also can help with the life insurance. Generally speaking, the term policy is best for most people.
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